- Fire
- Lightning
- Explosion / Implosion
- Aircraft Damage
- Riot, Strike, Malicious Damage (RSMD)
- Storm, Tempest, Cyclone, Typhoon, Hurricane, Tornado, Food, Inundation (STFI)
- Impact damage by any rail/ road/ vehicle/ animal (other than own)
- Subsidence, Landslide and Rock slide
- Missile Testing Operations
- Bush Fire
- Bursting and / or overflowing of water tank, Apparatus and Pipes
- Leakage from Automatic Sprinkler Installation