Your health is your most valuable asset, and having a comprehensive health insurance plan is crucial to safeguard it. At The New India Assurance Co. Ltd, we understand the importance of providing reliable and affordable healthcare solutions for everyone. Introducing New India Mediclaim Policy, our flagship health insurance plan designed to offer extensive coverage, ensuring financial security, and providing peace of mind during medical emergencies.
Our policy offers comprehensive coverage for hospitalization expenses, surgeries, treatments, diagnostic tests, medications, and more, ensuring that you and your family receive the best medical care without financial worries.
Benefit from high sum insured options to provide you and your family with extensive coverage against major medical expenses. Customize your coverage to suit your healthcare needs and budget.
Enjoy hassle-free cashless treatment at our extensive network of hospitals and healthcare providers across the country. Access quality healthcare services without worrying about upfront payments or reimbursement hassles.
Our policy offers no room rent limits, allowing you to choose hospital rooms according to your preference and comfort without any restrictions.
Coverage for daycare treatments and procedures that do not require 24-hour hospitalization, ensuring comprehensive coverage for a wide range of medical conditions.
Our policy covers pre and post-hospitalization expenses, including doctor consultations, diagnostic tests, and medications, ensuring complete care and support during your recovery period.
Coverage for organ donor expenses, including the cost of organ transplantation surgery and post-operative care for the donor, ensuring comprehensive coverage for life-saving procedures.
Avail tax benefits on your premium payments under Section 80D of the Income Tax Act, making it a tax-efficient investment for your future.
Invest in your health and secure your financial future with New India Mediclaim Policy by THE NEW INDIA ASSURANCE CO. LTD. Contact us today to learn more about our policy features, premium rates, and enrollment process. Our dedicated team of insurance experts is here to guide you through every step of the way and help you find the right coverage that meets your healthcare needs.
New India Mediclaim Policy
Is a wholly owned subsidiary of the Indian Government and is an multinational insurance contributor present in 27 countries and a market leader in the non life insurance sector in India based from Mumbai. Strong domestic and international presence, a wide range in insurance plans, effective and advanced technology, integrated complaint management structure are some of the keys to the company’s success. And last but not the least New India Assurance is the only insurer who is considered as the direct insurer in India.
The proposer has to be aged between 18-65 years and other members 3 months – 65 years. Children between 3 months till 18 years are covered under this New India Assurance plan, provided their parents are also covered simultaneously. Children between 18 years till 25 years are also covered provided their parents are also covered simultaneously and they are financially dependants on their parents except for unmarried daughter and where the child is mentally handicapped.
Health Check up will be required for person above 50 years of age under
Tenure of the Plan
The policy is only for a period of one year.
• Room rent, boarding and nursing expenses incurred in actual with a maximum amount of Rs 5000 per day for Rs 500000 Threshold and Rs 8000 per day for Rs 800000 Threshold.
• Specialists Fee, Consultants, Surgeon, Medical Practitioner, and Anesthetist fees.
• IICCU/ ICU expenses incurred in actual with a maximum of Rs 10000 per day for Rs 500000 Threshold and Rs 16000 per day for Rs 800000 Threshold.
• Oxygen, Surgical Appliances, Medicines & Drugs, Blood, Anesthesia, OT Charges, Chemotherapy, Radiotherapy, Artificial Limbs, Cost of Prosthetic devices implanted during surgical operation like pacemaker, related test, X-Ray and other expenses.
• Under this New India Assurance Plan, get Well Benefit of Rs 5000 for Rs 500000 Threshold and Rs 8000 per day for Rs 800000 Threshold will be paid for any one illness. This is applicable for only for the first four admissible claims under the plan. However, this facility will result in decrease in sum insured.
• Donor’s hospitalization expenses.
• Ambulance service expenses of Rs 5000 for Rs 500000 Threshold and Rs 8000 per day for Rs 800000 Threshold.
• Hospital Cash benefit under this plan of Rs 500 per day for Rs 500000 Threshold and Rs 800 per day for Rs 800000 Threshold.
• Cataract operation coverage under this plan will be maximum upto Rs 50000/-.
• AYUSH treatments are also payable under this plan.